Credit Risk & Affordability
We offer a range of ground-breaking credit risk solutions, enabling you to assess a customer's risk profile and their affordability to facilitate more accurate, smarter decisions about the likelihood of them fulfilling their credit commitments.
Our services include:
Credit Reporting and Scoring - As well as confirming the applicant's name, address and the presence of any adverse public data our credit reports show the applicant's payment history on their credit commitments.
Affordability Assessment - Seamlessly process new applications; validating affordability and income without the need for manual intervention.
Daily Alerts - We have the resources and technology to monitor the financial activity of your existing customers, in detail, every day. With this information you can be alerted to early warning signs of debt stress so you act promptly and accordingly in your credit management strategies.
Consultancy & Data Analytics - Our Consultancy & Data Analytics team provide support across the credit industry to ensure strategies, processes and analytics are optimised.
Open Banking - An end-to-end fully integrated Open Banking solution for affordability and creditworthiness.