How long will information stay on my credit report?

Type of information Expiry date
Credit agreements Six years from the date the account was settled or defaulted – whichever happened first
Searches Two years
County court judgment/decree Six years from the date of judgment/decree
Bankruptcy Six years from the original registration date
Individual voluntary arrangement Six years from the original registration date
CIFAS

A CIFAS protective registration will remain on your credit file for as long as you subscribe to the CIFAS service

Association Indefinitely or until you contact us and demonstrate it is no longer appropriate for you to be associated with the other person
Alias Indefinitely
Electoral roll Indefinitely
Notice of correction Until you ask us to remove it
Administration order

Six years from the date of the order, even if paid in full

FAQ: Information on my credit report