How can I tell if I’m a victim of identity theft or fraud?
Anyone can fall victim to identity theft or fraud. There are some warning signs that suggest you might be a victim and that a fraudster is using your details to obtain goods or services in your name:
- Your bank or credit card statements don’t arrive, or you notice that some of your mail appears to be missing
- Your statements include charges for items you didn’t purchase or order
- A debt collection agency contacts you about money owed on goods you didn’t order or on an account you didn’t open
- You receive a letter or phone call telling you you’ve been accepted or declined for accounts you never applied for
Checking your credit report regularly will also help you to spot any unusual activity.