How can I protect myself from identity theft?
You should regularly check your credit report to look out for anything unusual. This could be a sign your identity has been stolen and is being used to apply for credit.
For an administration fee of £20.00, CIFAS - the UK's fraud prevention service - can place a 'Protective Registration' warning on your credit file. This will tell lenders that you think your personal information is at risk of being used fraudulently. When they receive an application with your details, they'll make more checks to make sure the person applying is you and not a fraudster. It may mean that any applications you make are delayed while there's further verification of your I.D. But it's better to be safe than sorry!