Why is it important to register on the electoral roll?
Registering to vote can really improve your chances of being accepted for loans, credit cards and even mortgages.
How the electoral roll could affect your chances of receiving credit
Your presence on the electoral roll provides valuable proof of your address to lenders.
If your name is registered on the electoral roll, lenders are likely to see that as a positive sign, as not being registered increases the chances of the application being fraudulent.
How to get on the electoral roll
Registering to vote isn’t a complicated and time-consuming process – these days you can even do it online:
- Visit the electoral registration website
- Complete your current address, previous address and personal details on the online form
- Save and print the form
- Sign it (to protect yourself from identity theft)
- Post it to your local electoral registration office
It’s as easy as that and even if you don’t exercise your right to vote, you know you’ll have given yourself a better chance of successfully applying for credit.
For more information about your credit history and how to check your credit report, read our guides: