What is a credit report?

A credit report is a record of your personal credit history and lenders use the information it contains to decide whether to give you credit.

If you’re over 18 and have ever taken out a loan, credit card or mobile phone contract, a credit reference agency like TransUnion (formerly Callcredit) is likely to hold a copy of your credit report. It’s important to check this regularly to keep an eye on your financial activity.

What information does a credit report provide?

A credit report is a way to review your financial history and see all your credit activity in one place.

A credit report will provide the following information:

You can access your statutory credit report using the link below: