What is a credit report?
A credit report is a record of your personal credit history and lenders use the information it contains to decide whether to give you credit.
If you’re over 18 and have ever taken out a loan, credit card or mobile phone contract, a credit reference agency like TransUnion (formerly Callcredit) is likely to hold a copy of your credit report. It’s important to check this regularly to keep an eye on your financial activity.
What information does a credit report provide?
A credit report is a way to review your financial history and see all your credit activity in one place.
A credit report will provide the following information:
- Account information
- Your current and previous addresses
- Your financial connections
You can access your statutory credit report using the link below: