What affects your credit rating or score?
There are many factors that affect how financially attractive you are to lenders. So if you want to improve you credit rating and score, learning what factors affect it is a good place to start.
From learning how to control your financial behaviour to regularly checking the information contained on your credit report, let’s take a look at what affects your credit score and rating.
- Past debts and bankruptcies
- People you are financially linked to
- Registering to vote
- How often you move house
The best way to keep tabs on your credit rating and score is to regularly check your credit report.
You can access your statutory credit report using the link below:
- Statutory Credit Report – Access to your full monthly credit report, score and rating for free. Noddle will help you find the best loans and credit cards for your credit rating – making sure you apply for the cards and loans you’re most likely to be accepted for.