How to check your credit report

If you’re planning to apply for credit now or in the future, it’s important to regularly check your credit report. Lenders will base their decision to lend or not, in part, on the contents of your credit file: it is therefore important that the contents of your credit file are accurate.

While the lender’s decision to give you credit is not based wholly on the contents of your credit file, it is a large contributing factor.

You can access your statutory credit report using the link below: